Archive | July, 2009

Got Weekend Plans?

31 Jul

Here’s what’s on tap for me this weekend:

  • Co-worker’s Dinner Party: We hope to at least stop by and make a grand appearance tonight.
  • Lloyd’s Old Roomie’s 30th Birthday Party: Man, his friends are getting old!  He he…
  • CPA Studying Goals: Friday, 1 hour; Saturday 3-5 hours; Sunday 1-2 hours.  Fun!
  • Pool: At least once.  Gotta get my tan on!
  • Gym:My cardio has been suffering because of my cursed knee…so I’m hoping to be able to pick it up a couple times this weekend.
  • The Shining: Lloyd and I are planning to watch The Shining this weekend!

I’m getting The Shining from the library and everything else should be free, too!  Gotta love those inexpensive weekends. 😉

Anyone have anything exciting planned?  Have a great weekend!

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Check out this Carnival of Personal Finance that I recently participated in!  (I’m so bad about linking back.  Note to self:  remember to link back!)

Always, Sometimes, Never

27 Jul

I always…

  • work out.  It’s like my happy pill, seriously.
  • clean my apartment.  If it’s cluttered, I’m pissy.  Weird?  Yes.
  • pay off my credit card.  I haven’t paid interest in many years.
  • pack my lunch.  Health and savings – what could be better?
  • speed when I’m driving.  I really need to stop.
  • have a drink on the weekends.
  • daydream about the future.  I find it hard to live in the moment.

I sometimes…

  • use the telephone.  I’m more of an e-mail kinda gal.
  • don’t tip at Starbucks.  So shoot me.
  • read full blog posts.  I admit – I’m a skimmer.
  • go on shopping sprees at Target.  I love that place.
  • want to reach in the TV and slap the dumb right out of Lindsay Lohan.  Come on!

I never…

  • spend too much on clothes.
  • enjoy cold weather.  It sucks.
  • want to be old and frumpy.  Here’s to hot moms and cougars!
  • will be in debt ever again (exception: mortgage).
  • want to live with less.  I want to live with more while spending less.
  • do things to please others.  I do things to please myself.

Taking A Walk Down Dream Lane…

20 Jul

Lately, Lloyd and I have been spending our evenings taking walks and drives through our dream neighborhoods in Kansas City.

We’re still a good 2 years off from buying a house (we still have to get engaged, married, and all that jazz before we can buy a house) but one of our favorite pastimes is daydreaming about our perfect house.

We have the vicinity pretty much narrowed down, but here are some other things that we want in our perfect house:

  • Basement: We want a basement for a couple reasons.  First, houses with basements have better resale values in the Midwest than those without basements (hi there, welcome to Tornado Alley).  Second, we want to make a home gym in our house.  We are both very passionate about fitness and would probably go crazy if we couldn’t work out.  We’ve both always really wanted our own home gym and plan to go for it when we buy our own place.
  • Pool: In the neighborhood, not the backyard.  I love the pool, I love the sun, I love the summer.  I wanna pool!
  • Updated Kitchen: No more crappy apartment kitchens! Like this…

modern-kitchen

[Source]

  • Spanish Tile: Oh Spanish Tile, how you taunt me.  I love, love, loooove the look of Spanish Tile.  So mysterious, drug dealer-ish, and southwestern-looking.  Not that I want people to think I’m a drug dealer or anything…I just love the whole look that is exudes.  However, that shiz is expensive.   It might have to wait until our second or third house.  But just for grins, here is a fantasy picture of a house that I love:
    Picture 015-1
  • 2 (maybe 3) Car Garage: I despise walking out into the snow during the winter.  Actually, I despise the winter all together.
  • Close to the Interstate: I have road rage.  It’s worse on the city streets.
  • Trees!: Which means, a little older neighborhood.  Also, must have two trees sort of close together so I can put up a hammock.  I’ve dreamt of a hammock all my life and I want one when I finally have a house!
  • Concrete Patio: So I don’t burn the place down!  Which brings me to my next requirement…
  • Big Backyard: We’re both big time dog lovers and can’t wait until we can get a little pooch to run around our backyard.
  • Fattie Whirlpool Bathtub: I haven’t taken a luxurious bubble bath in years.  Apartment tubs kinda gross me out.  I’m hoping my new home’s tub is super clean and luxurious so I can take some darn baths!  (Editor’s Note:  I DO take showers.)
  • Attic Fan: Is this just a Midwest thing?  If you don’t know what an attic fan is, you are missing out!   Check out the details here.  I love attic fans and they seriously cool the heck out of your house without having the air conditioning on.  Unfortunately, I think they are becoming extinct.  Sad face.

Too much to ask?  I hope not.  You may have noticed that I don’t really have a preference on size.  I’d prefer a smaller house even – cheaper utilities and less space to clean. 😉

Now…on to that whole saving $40,000 thing…

 

Going To The Lake Of The E.Coli…Er, Ozarks

16 Jul

I know the bad economy does crazy things to people, but endangering the health of the entire population of the state just to keep tourism coming in?  Not cool, Missouri.

Apparently, the Missouri Department of Natural Resources failed to release a report that the great Lake of the Ozarks (a place that thousands of Midwesterners frequent each summer) was a breeding ground for “unhealthy levels” of E.Coli.

EWWW!!!

“All the reasons DNR gave for not releasing the report have to do with the economy,” said Ken Midkiff, who writes and advocates for water quality in Missouri. “The Department of Natural Resources is supposed to protect water quality and the environment.”

Lovely!  I just can’t wait to go to the lake in a couple weeks and come back with a raging E.Coli infection.  Luckily, they said the levels in the lake are back to “safe” levels – but how I can I believe them now?

Damn economy.  You can read the entire article here.

So Not Happy With Beauty Brands Right Now

15 Jul

Is anyone else irritated about the new prices at Beauty Brands annual liter sale?

$11.98?  Really!?

Last year, it was $9.98!  Boo!

I don’t care what anyone says – good shampoo is one of my weaknesses!  And YES, it DOES make my hair look better!  I could not live with my Brocato Cloud 9!

The Skinny On SWAGBUCKS

15 Jul

Want free giftcards to Starbucks, Amazon, Target, Apple or even cash through PayPal just by using an online search engine?

Then, Swagbucks is for you!

I’ve been using it for about a month and I’ve already gotten lots of Swagbucks just by searching online!  I can use these Swagbucks to redeem prizes like gift cards to my favorite places!

All you do is use it like you would any search engine – Google, Yahoo, MSN, etc. – and you’ll randomly get awarded Swagbucks.  It’s that easy!

You do have to sign up – but it’s pretty simple.  Remember to use my referral link to sign up!  Carrie’s Referral Link

Enjoy!  Happy Swagbucks-ing!

Have Trouble Getting Out Of Bed In The Mornings?

12 Jul

Best $120 I’ve ever spent:

dawn simulatorI give you: the Dawn Simulator.

I bought this little gem for Lloyd about a year and a half ago.  We kind of forgot about it during the move a couple months ago.  After breaking it out about three weeks ago, I realized again just how amazing it is.

In my short 25 years of life, almost every day has been a struggle to get out of bed.  I just love the nice warm cocoon I’m in and I feel like I ALWAYS get my best sleep in the morning.

But, with the dawn simulator, I wake up to a nice bask of light around my bed and honestly feel ready to get out of bed.  Plus, anything is better than that nasty screeching my regular alarm clock makes.

It IS expensive, but it is TOTALLY worth it for someone like me.

I SWEAR this isn’t a sponsored post, but I’ve just fallen in love with this thing over the past couple weeks and felt like I had to share.  It seems like a silly thing to splurge on, but trust me, it’s definitely worth it!